The cost of rehab programs may frighten potential clients seeking recovery from addiction and alcohol abuse. High-end luxury programs can appear imposing upon first glance, especially if the inquiring party is considering paying out of pocket.
Fortunately, most insurance companies now provide coverage for residential addiction programs and treatment beyond inpatient residential facilities. Four things will most likely affect the cost of rehab programs: length of stay, location of facility, program type, and amenities included. The range of treatment amenities can include daily yoga classes to private chefs to equestrian therapy. Each individual requires specific treatment programs to suit his or her needs, as he or she embarks on the courageous journey of recovery. Discovering which place is the best fit can be an exciting opportunity with the help of a supportive insurance company team.
How do Residential Addiction Programs Accept Insurance?
First, it’s important to contact your insurance provider and ask the right questions detailing your specific inquiry. Will this stay involve someone over the age of 18? Are there pre-existing medical conditions to consider? Will work be missed to take this leave of absence? Whatever the particulars, your insurance provider can outline a plan of action to aid in your discovery of the right treatment facility for you.
Next, considering a list of credible residential addiction programs from a list of resources you may have gathered online or from a therapist or a trusted friend/family member will help you make an informed decision during your interview process. Upon inquiry, it is important that you have already discussed the options with your insurance provider so that you’ll have some knowledge going in; otherwise, the time it takes to gain residence in an addiction program may take longer. Either way, the residential addiction program may discuss payment options with the insurance provider directly to thoroughly cover payment plans and level of care options.
Usually, a friendly intake specialist at a residential treatment program will happily discuss payment plans with an insurance provider once you have approached them with the possibility of stay. Partial coverage is also a consideration once you have decided to utilize the resource of private or public insurance. Group insurance is another resource currently offering the possibility of full coverage at a residential treatment program. Additionally, a sliding scale is offered at many treatment facilities in order to accommodate those in need of financial assistance.
Inquire with your insurance provider about which facilities may provide the treatment desired. The program of your dreams might just be a perfect match with your trusted provider!